• Home

Protect Your Boat with Boat Insurance

When your boat is insured, every adventure on the water is protected. You are given the freedom to boat wherever you’d like, whenever you’d like.  And, unlike other insurance companies, we drop the common requirements and restrictions so you get the full coverage you need to get on (and in) the water right away.

We have insured hundreds of watercrafts. Let us insure yours, too!

With over 20 years of insurance experience under our belt, we know exactly what you need to keep you afloat. As long as your boat or/and personal watercraft (PWC) is located in Florida, we’ll get you insured so you can enjoy the water with peace of mind.

Bass & fishing boats

Boats built specifically for fishing, with features like trolling motors, power poles, etc.

Pontoon boats

Boats built on hollow metal cylinders for crusing on lakes and rivers


The most popular type of boat, used for fishing, cruising, watersports, and more

Personal watercraft (PWC)

These include Jet Skis, Sea-Doos, WaveRunners, and similiar watercraft meant for one to three people


Boats that use at least one sail for power, although they may also have a motor


We offer a boat insurance policy that finds you more savings

Contact us for a boat insurance quote and we’ll automatically apply each discount you’re eligible for upon communication.


Do you have other vehicles or your home insured with us? If so, you could save even more on a boat insurance policy!


You can earn a big discount for having more than one watercraft on your policy. Just let us know when drafting your policy.

Original Owner

Are you the original owner of your watercraft? Done, you’ll get a discount as an additional perk.

Safety Course

Want additional savings? Get more discounts on your boat insurance policy when you complete any state-approved safety course.

Frequently asked questions about boat insurance:

How much is boat insurance?

There are many factor that can influence and affect the rate of a boat insurance policy, some of these are:

  • Location
  • Boat type
  • Boating history
  • Prior claims

To learn more about building a boat insurance policy or adding one onto your existing policy, contact us today.

Is boat insurance required?

Only a few states require you to insure your boat. However, if you’re financing your watercraft, chances are you’ll be required to add comprehensive and collision coverage to your boat.

Does boat insurance cover theft?

Yes it does, including damages to your vessel from accidents out of your control. The basic coverage plan for your boat doesn’t come standard, you must add it, and is usually required by your lender if you finance your boat.

Does boat insurance cover pets?

Your insurance plan could potentially pay up to $1,000 for veterinary bills or death benefits if your pet is injured or killed in a covered boating accident.